Are you looking at your tax refund and trying to figure out if it will help you catch up on debt? If you are just catching up and not able to pay off debt entirely, you should consider if that refund could best be used to file bankruptcy and eliminate debt once and for all.
Every day we see folks in Southwest Virginia struggling with debt. This keeps families from enjoying their lives together, because they are so consumed with financial worries. It makes parents fussy and kids stressed. If you are struggling with debt, our bankruptcy attorneys help good folks in Southwest Virginia eliminate their debt and begin living lives without financial stress.
If you are worried about your financial situation, the current tax season is a perfect time to consider your bankruptcy options. Debtors are able to pay their bankruptcy attorney fees and filing fee with their tax refunds before their cases are filed. Your 2018 tax refund could wipe out your debt, so you can have a happier 2019 with your family.
We offer free consultations in our Roanoke, Blacksburg and Martinsville offices where our attorneys (not a paralegal) meet with you personally to discuss your bankruptcy options for your personal situation. A Chapter 7 bankruptcy allows debtors to wipe out their credit card debt, medical debt, repossessions, garnishments, foreclosures, and collection judgments. If a debtor wishes to walk away from a car loan or mortgage, they can do so with a Chapter 7. A Chapter 13 allows debtors to catch-up on their past due mortgage or car loan payments over the course of either 3 – 5 years. Our experienced bankruptcy attorneys will let you know which chapter is available to you and best for your situation.
If you are unable to pay off all your unsecured debt with your 2018 tax refund, you should consider your bankruptcy options and learn how you can live debt free in 2019. Use your tax refund to eliminate your debt and stress and start fresh.
We have offices conveniently located in Roanoke, Martinsville, and Blacksburg. Call and schedule your consultation with us today!